A leading pan-European debt specialist
B2Holding is a professional and reliable partner within the debt purchase and servicing industry. We aim to bridge the gap that non-performing loans create in the credit market by finding solutions to debt problems. Honesty and fairness are fundamentals in our way of doing business.
- Nordic based
- Platforms in more than 20 European countries
- Diversified by geography and asset classes
- Solid capital structure with prudent leveraging
The Group is organized within two business lines: Unsecured and Secured Asset Management. The countries are allocated according to their dominant ERC asset class and expected market potential.
Norway, Sweden, Denmark, Finland, Estonia, Latvia, Lithuania, Poland, Spain, Portugal, Bulgaria, Czech Republic, Hungary
Italy, France, Romania, Greece, Cyprus, Slovenia, Croatia, Serbia, Bosnia and Herzegovina, Montenegro
- Norway, Head office in Oslo
- Luxembourg, Investment office and portfolio owner
Key financial figures
|Total operating revenues||2 873 823||2 905 622|
|Operating profit (EBIT)||958 570||1 377 856|
|Profit after tax||107 151||648 732|
|Net interest-bearing debt||11 379 291||10 430 221|
|Total assets||16 941 646||16 173 734|
|Equity ratio||25 %||27 %|
|Basic earnings per share (EPS)||0.26||1.63|
Estimated Remaning Collections (ERC)
Revenue split %
Gender distribution %
Human capital is the foundation of B2Holding. It is a strategic objective to be a preferred employer.
B2Holding is listed on the Oslo Stock Exchange and depends on equity and debt financing from investors and banks.
Banks and other vendors
Portfolios of non-performing loans are purchased from banks, other financial institutions and retailers, such as telecom companies.
When we take over a portfolio of non-performing loans, the debtors become our customers
The local laws and regulations define the framework for our business in each country.
Within the European Union (EU) and the European Economic Area (EEA) the EU institutions define standards and requirements for the finance sector and the debt purchase industry.