Our strategy
A leading pan-European debt specialist
B2Holding is a professional and reliable partner within the debt purchase and servicing industry. We aim to bridge the gap that non-performing loans create in the credit market by finding solutions to debt problems. Honesty and fairness are fundamentals in our way of doing business.
- Nordic based
- Platforms in more than 20 European countries
- Diversified by geography and asset classes
- Solid capital structure with prudent leveraging
Business lines
Key financial figures
| (NOK thousand) | 2019 | 2018 |
|---|---|---|
| Total operating revenues | 2 873 823 | 2 905 622 |
| Operating profit (EBIT) | 958 570 | 1 377 856 |
| Profit after tax | 107 151 | 648 732 |
| Net interest-bearing debt | 11 379 291 | 10 430 221 |
| Total assets | 16 941 646 | 16 173 734 |
| Equity ratio | 25 % | 27 % |
| Basic earnings per share (EPS) | 0.26 | 1.63 |
Our stakeholders
Employees
Human capital is the foundation of B2Holding. It is a strategic objective to be a preferred employer.
Investors
B2Holding is listed on the Oslo Stock Exchange and depends on equity and debt financing from investors and banks.
Banks and other vendors
Portfolios of non-performing loans are purchased from banks, other financial institutions and retailers, such as telecom companies.
Customers
When we take over a portfolio of non-performing loans, the debtors become our customers
National governments
The local laws and regulations define the framework for our business in each country.
EU institutions
Within the European Union (EU) and the European Economic Area (EEA) the EU institutions define standards and requirements for the finance sector and the debt purchase industry.