In today’s world, non-performing loans create a gap in the credit chain and represent a problem for individuals, companies, banks and society in general. As a leading pan-European debt specialist, B2Holding is a part of the solution.
By purchasing, collecting and provide servicing on non-performing loan portfolios, we help financial institutions uphold their profitability while solving their customers’ debt problems.
Through our business, we aim to bridge the gap in the credit chain and contribute to more efficient use of the capital available in society.
Key figures
A Year in Transition
In 2019, we outlined a new strategy for the Group with a stronger focus on our core markets and increased servicing revenues through assets under management, while continuing to improve the effectiveness and efficiency in our operations.
Erik J. Johnsen, CEO

Our business model
We help manage society’s debt problems
Non-performing loans are a burden for the economic society. When debtors fail to meet their loan obligations, it causes a strain on credit supply and banks’ balance sheets. Our industry plays a key role in restoring the credit chain by providing debt solutions and contributing to the reduction of overall NPL volumes across Europe.
Bridging the gap in the financial ecosystem
B2Holding is a vital part of the credit ecosystem, bridging the gap between the lending industry and individuals and company borrowers unable to meet their obligations. This is a challenge for all parties in the ecosystem: for the lending industry which does not get paid; social aspects for individuals in financial difficulties; the survival basis for companies employing individuals, and thus; ripple effects for the society as a whole.
